Life and Health Insurance License Exam Cram

Life and Health Insurance License Exam Cram
Author: Bisys Educational Services
Publisher: Pearson Education
Total Pages: 605
Release: 2004
Genre: Business & Economics
ISBN: 0789732602


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If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You'll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified. Please note The CD-ROM and test engine is NOT Mac iOS compatible.

Explaining Divergent Levels of Longevity in High-Income Countries

Explaining Divergent Levels of Longevity in High-Income Countries
Author: National Research Council
Publisher: National Academies Press
Total Pages: 200
Release: 2011-06-27
Genre: Social Science
ISBN: 0309217105


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During the last 25 years, life expectancy at age 50 in the United States has been rising, but at a slower pace than in many other high-income countries, such as Japan and Australia. This difference is particularly notable given that the United States spends more on health care than any other nation. Concerned about this divergence, the National Institute on Aging asked the National Research Council to examine evidence on its possible causes. According to Explaining Divergent Levels of Longevity in High-Income Countries, the nation's history of heavy smoking is a major reason why lifespans in the United States fall short of those in many other high-income nations. Evidence suggests that current obesity levels play a substantial part as well. The book reports that lack of universal access to health care in the U.S. also has increased mortality and reduced life expectancy, though this is a less significant factor for those over age 65 because of Medicare access. For the main causes of death at older ages-cancer and cardiovascular disease-available indicators do not suggest that the U.S. health care system is failing to prevent deaths that would be averted elsewhere. In fact, cancer detection and survival appear to be better in the U.S. than in most other high-income nations, and survival rates following a heart attack also are favorable. Explaining Divergent Levels of Longevity in High-Income Countries identifies many gaps in research. For instance, while lung cancer deaths are a reliable marker of the damage from smoking, no clear-cut marker exists for obesity, physical inactivity, social integration, or other risks considered in this book. Moreover, evaluation of these risk factors is based on observational studies, which-unlike randomized controlled trials-are subject to many biases.

Life & Health Exam Secrets

Life & Health Exam Secrets
Author: &. Health Exam Secrets Test Life
Publisher: Mometrix Secrets Study Guides
Total Pages: 0
Release: 2010
Genre: Study Aids
ISBN: 9781609719883


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***Includes Practice Test Questions*** Life & Health Exam Secrets helps you ace the Life & Health Insurance Exam, without weeks and months of endless studying. Our comprehensive Life & Health Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Life & Health Exam Secrets includes: The 5 Secret Keys to Life & Health Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don't Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; A comprehensive Life & Health review including: Underwriting Principles, Risk, Contract, Producer/Law Of Agency, Policy, Life Insurance Principles, Classes Of Life Insurance Policies, Premiums, Individual Underwriting By The Insurer, Individual Term Life Insurance, Individual Whole Life Insurance, Individual Flexible Premium Policies, Group Life Insurance, Beneficiaries, Disability Riders, Annuities, Individual Retirement Account, Medical Health Insurance, Common Exclusions From Coverage, Employer Group Health, Small Employer Medical Expense Insurance, Indemnity Plans, Health Maintenance Organization, Preferred Provider Organization, Point Of Service Plan Pos, Exclusive Provider Organizations, Medicare & Medicaid, and much more...

Of Life and Health

Of Life and Health
Author: Alexis Bekyane Tengan
Publisher: Berghahn Books
Total Pages: 252
Release: 2018-12-17
Genre: Social Science
ISBN: 1789201020


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An anthropological study of the health system of the Dagara people of northern Ghana and southern Burkina Faso, Of Life and Health develops a cultural and epistemological lexicon of Dagara life by examining its religious, ritual, and artistic expressions. Consisting of ethnographic descriptions and analyses of six Dagara cultic institutions, each of which deals with different aspects of sustaining and transmitting life, the volume gives a holistic account of the Dagara knowledge system.

Principles of Insurance

Principles of Insurance
Author: Harriett E. Jones
Publisher: Flmi Insurance Education Program Life Management Oma
Total Pages: 0
Release: 1996
Genre: Business & Economics
ISBN: 9780939921744


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Your Life Depends on It

Your Life Depends on It
Author: Talya Miron-Shatz
Publisher: Basic Books
Total Pages: 260
Release: 2021-09-28
Genre: Health & Fitness
ISBN: 1541646746


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"With a fine combination of humor, compassion and vast knowledge, Talya Miron-Shatz offers clear and useful guidance for the hardest decisions of life.” -Daniel Kahneman, Nobel award-winning author of Thinking, Fast and Slow A top expert on decision-making explains why it’s so hard to make good choices—and what you and your doctor can do to make better ones In recent years, we have gained unprecedented control over choices about our health. But these choices are hard and often full of psychological traps. As a result, we’re liable to misuse medication, fall for pseudoscientific cure-alls, and undergo needless procedures. In Your Life Depends on It, Talya Miron-Shatz explores the preventable ways we make bad choices about everything from nutrition to medication, from pregnancy to end-of-life care. She reveals how the medical system can set us up for success or failure and maps a model for better doctor-patient relationships. Full of new insights and actionable guidance, this book is the definitive guide to making good choices when you can’t afford to make a bad one.

Your Money or Your Life

Your Money or Your Life
Author: David M. Cutler
Publisher: Oxford University Press
Total Pages: 175
Release: 2004-02-05
Genre: Political Science
ISBN: 019803640X


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The problems of medical care confront us daily: a bureaucracy that makes a trip to the doctor worse than a trip to the dentist, doctors who can't practice medicine the way they choose, more than 40 million people without health insurance. "Medical care is in crisis," we are repeatedly told, and so it is. Barely one in five Americans thinks the medical system works well. Enter David M. Cutler, a Harvard economist who served on President Clinton's health care task force and later advised presidential candidate Bill Bradley. One of the nation's leading experts on the subject, Cutler argues in Your Money or Your Life that health care has in fact improved exponentially over the last fifty years, and that the successes of our system suggest ways in which we might improve care, make the system easier to deal with, and extend coverage to all Americans. Cutler applies an economic analysis to show that our spending on medicine is well worth it--and that we could do even better by spending more. Further, millions of people with easily manageable diseases, from hypertension to depression to diabetes, receive either too much or too little care because of inefficiencies in the way we reimburse care, resulting in poor health and in some cases premature death. The key to improving the system, Cutler argues, is to change the way we organize health care. Everyone must be insured for the medical system to perform well, and payments should be based on the quality of services provided not just on the amount of cutting and poking performed. Lively and compelling, Your Money or Your Life offers a realistic yet rigorous economic approach to reforming health care--one that promises to break through the stalemate of failed reform.

U.S. Health in International Perspective

U.S. Health in International Perspective
Author: National Research Council
Publisher: National Academies Press
Total Pages: 421
Release: 2013-04-12
Genre: Social Science
ISBN: 0309264146


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The United States is among the wealthiest nations in the world, but it is far from the healthiest. Although life expectancy and survival rates in the United States have improved dramatically over the past century, Americans live shorter lives and experience more injuries and illnesses than people in other high-income countries. The U.S. health disadvantage cannot be attributed solely to the adverse health status of racial or ethnic minorities or poor people: even highly advantaged Americans are in worse health than their counterparts in other, "peer" countries. In light of the new and growing evidence about the U.S. health disadvantage, the National Institutes of Health asked the National Research Council (NRC) and the Institute of Medicine (IOM) to convene a panel of experts to study the issue. The Panel on Understanding Cross-National Health Differences Among High-Income Countries examined whether the U.S. health disadvantage exists across the life span, considered potential explanations, and assessed the larger implications of the findings. U.S. Health in International Perspective presents detailed evidence on the issue, explores the possible explanations for the shorter and less healthy lives of Americans than those of people in comparable countries, and recommends actions by both government and nongovernment agencies and organizations to address the U.S. health disadvantage.