Lets Talk About Money

REVISED AND UPDATED-NOW WITH FINANCIAL LESSONS FROM COVID-19 We work hard to earn our money. But regardless of how much we earn, the money worry never goes away. Bills, rent, EMIs, medical costs, vacations, kids' education and, somewhere at the back of the head, the niggling fear of being underprepared for our own retirement. Wouldn't it be wonderful if our money worked for us just as we work hard for it? What if we had a proven system to identify dud investment schemes? What if we could just plug seamlessly into a simple, jargon-free plan to get more value out of our money for tomorrow, and have a super good life today as well? India's most trusted name in personal finance, Monika Halan offers you a feet-on-the-ground system to build financial security. Not a get-rich-quick guide, this book provides you a smarter way to live your dream life, rather than stay worried about the 'right' investment or 'perfect' insurance. Unlike many personal finance books, Let's Talk Money is written specifically for you, keeping the Indian context in mind.

Do you want your money to buy you fun, freedom or even early retirement? Good news! It can. But if your finances leave you confused and anxious, if bank statements are a source of stress and budgeting for the future feels like an uphill battle, it may not feel that way. In a world that’s saturated with unsubstantiated advice, where credit comes easily and scary financial scams are just one click away, who can you turn to for straightforward, honest guidance from someone who understands your struggles and can steer you in the right direction? This book is the answer to unlocking your financial freedom. It’s not a daunting or number-heavy textbook that’s filled with complex equations and jargon. Instead, you’ll learn from two very ordinary people with normal jobs, who didn’t win the lottery and didn’t inherit a fortune, but simply changed their approach to their life and money – with remarkable results! This is real-world advice no-one else will tell you, that you’ll wish you’d known sooner and is never too late to learn. So, get ready for a refreshingly honest guide that will: > cut through your confusion > challenge your spending and saving mindset > build confidence and banish bad habits > prioritise your values and life goals > propel you towards financial freedom It’s time to take control, simplify your finances and make friends with money without sacrificing your happiness. Are you ready to stop stressing and shape an exciting financial future that will deliver your hopes and dreams? OK, let’s talk…

Many communities find themselves in conflict over financial and budget issues... and the current economic situation doesn't help! Conflicts about money are really conflicts about values. This workbook is designed to help your community have useful conversations about your financial values - conversations that lead to greater understanding and connection as well as more effective financial decision-making.

In this back-to-basics money guide, Jim Barry brings passion and decades of experience to the task of educating everyday working people about their finances and how they can build a secure future no matter where they're starting. He addresses the readers' underlying attitudes and values, then brings to the table an arsenal of wealth-building principles that, used consistently, can create a solid financial foundation. A host of practical, nuts-and-bolts tools gives readers the means to translate these commonsense financial principles into positive and prudent action.

'This accessible and non-preachy guide [...] is the finance guide you'll keep passing around your friends' COSMOPOLITAN 'Reading Black Girl Finance has given me a thorough reminder of what I need to do to get my finances in tip top shape for 2021. It's a guide I keep close to me' - BOLA SOL 'A quick, easy read with practical advice and tips' - ELIZABETH OGABI, founder of For Working Ladies START FINANCIALLY THRIVING WITH BLACK GIRL FINANCE We don't like getting real about money, do we? We think maths, we think spreadsheets, we think boring. But Selina Flavius, founder of Black Girl Finance, wants to show that there can be another, better way. A way to start making our hard-earned money work even harder for us. Selina Flavius created Black Girl Finance to address the unique difficulties Black women face due to the gender and ethnicity pay gaps. Since we literally can't afford to wait for change, we need to start changing things up for ourselves. From challenging money mindsets to teaching key skills, such as how to set up an emergency fund and where to start with budgeting, investing and saving, Black Girl Finance provides a safe space for a community of unapologetic, ambitious, money-minded women to get real about their finances. Kick-start your financial journey with Black Girl Finance - the first financial guide of its kind. Packed with tips, tricks and tools, as well as statistics, personal stories, goal-setting exercises and straight-talking advice, this will be your go-to helping hand when it comes to making your financial goals a reality.

This book reviews the financial past, present, and future of couples contemplating marriage, with questions and text posed to highlight critical points. The work required in this financial counseling course for couples is purposely kept to a minimum to ensure that the task will be finished. Forms that accompany the questions enable each member of a couple to complete an individual workbook. A facilitator's guide is also provided. While the simplicity of this book recommends it, the wealth of good financial information and guidance in Let's Talk About Money Before You Tie the Knot provides a solid financial foundation on which to build a marriage.