Fundamentals Of Family Finance 2e

This book is about the fundamentals of family finance. It is about the very basic principles of how to manage money in your home so that family relationships are strengthened instead of destroyed. It is about the day-to-day things you do with your material resources so that you can claim the blessing of living Joyfully within your means. This may be the most practical book you will ever read. You will use almost everything you learn in it for the rest of your life. You will acquire knowledge and skills that will guide you in preparing budgets, managing debt, filing taxes, making home and auto purchases, finding insurance, acquiring investments, planning for retirement and improving marriage and family relationships. And all of this material is presented in an easy-to-read style with lots of stories to illustrate important financial principles. Oddly enough, this books purpose is not to teach you how to get rich or accumulate wealth. Its purpose is to teach you to magnify your financial stewardship and use prudent financial management so you can more fully bless yourself, your family, and others. You will learn how to use financial resources to joyfully strengthen your family and build up the kingdom of God on the earth.

Rocket Scientists and engineers never start building a new booster rocket without a comprehensive set of design specs. Yet the majority of us go blindly out into the world without a hint of an idea about finances and without any plan at all. Not too bright isnt it? A budget plan is vital to get us our desired financial objectives. Without a plan we will wander and find ourselves marooned on a remote monetary reef, so to speak. If you have a partner or a significant other, you need to make this budget together. Sit down and figure out exactly what your joint monetary objectives are long term and short term. Plan your route to get to all your goals. Every journey begins with one step and the initial step to attaining your goals is making a realistic budget that both of you can live with. Here Is A Preview Of What You'll Discover... The Basics A Family Meeting For Financial Goals Evaluate Your Financial Standing Get Rid Of Extra Spending Further Suggestions: Clearing Away Extras Find Ways To Have Cheap Fun Family Vacations Get Financially In Sync With Your Partner The Dangers Of Not Getting Your Finances In Order The Perils Cash For Trash Save Money By Shopping Secondhand Ditch The Disposables The Greatest Incentive Keeping Yourself Detached Be Open Ignore Peer Pressures Much, much more...

In simple and easy-to-understand workbook language with fill-in-the-blanks (Teacher's Manual has answers filled in), author Rich Brott explains that financially, you must live below your means. If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.