A Cross Border Only Regulation For Consumer Transactions In The Eu

For almost three decades, the European Union (EU) has adopted measures to regulate consumer transactions within the internal market created by the EU Treaties. Existing legislation is largely based on directives harmonizing aspects of national consumer laws. This Brief argues that a more appropriate approach for EU consumer law would be legislation in the form of a regulation which is applicable to cross-border transactions only. The author considers the constitutional constraints of the EU Treaties, before examining the case for a cross-border-only measure. He argues that the cross-border approach is preferable, because it would provide clearer benefits for consumers seeking to buy goods and services across borders, while not upsetting domestic law unnecessarily—in particular in the context of e-commerce, with implications for industry, policymaking, and regional development. The Brief concludes by suggesting that a successful EU measure on cross-border consumer transactions could create a template for global initiatives for transnational consumer law.

The EC Consumer Law Compendium presents the results of a wide-ranging study prepared for the European Commisison. This Compendium provides the reader with the necessary information for conducting pan-European cross-border consumer transactions. For the first time, the transposition of 8 key consumer directives (including those on sales, unfair terms, distance and doorstep selling as well as package travel and timeshare) into the national laws of all Member States is analyzed. The findings of this study reveal the substantial differences between the various national implementing measures as a result of utilising minimum harmonisation clauses and regulatory options.

Providing a comprehensive and up-to-date introduction to the subject, this title explains the evolution of consumer law and policy in the EC, both in terms of legislative and judicial activity.

European Consumer Access to Justice Revisited takes into account both procedural and substantive law questions in order to give the term 'access to justice' an enhanced meaning. Specifically, it analyses developments and recent trends in EU consumer law and aims to evaluate their potential for increasing consumer confidence in the cross-border market. Via a critical assessment of the advantages and disadvantages of the means initiated at the EU level, the author highlights possible detriments to the cross-border business-to-consumer (B2C) market. To remedy this, he introduces an alternative method of creating a legal framework that facilitates B2C transactions in the EU – 'access to justice 2.0'.

From a broader policy point of view, introducing an optional regulatory tool with the aim of replacing national consumer law (itself based on EU legislation), even if only for cross-border contracts at first puts the entire raison d'être of the consumer law acquis into question. The harmonisation of EU consumer law has been one of the most successful flagships of European integration and has delivered tangible benefits and modern rights to consumers. Changing this regulatory policy by way of an experimental new tool which bears very clear and serious risks for consumers is undesirable. One of the many negative consequences of any such new policy approach is already apparent in relation to consumer contract rules for digital content products. As shown in point IV above, clarifying, updating and completing the existing acquis in order to provide solid rights for all European consumers in this area is both urgent and necessary. Yet the European Commission does not intend to put forward any “traditional” non-optional legislative initiative besides the proposed CESL. It gives the impression to trust business will step in by applying the optional instrument to provide for the necessary protection of European consumers. A short and mid-term strategy to promote cross-border consumer trade, established and implemented in a fully transparent and democratic process with the stakeholders, is necessary. Such a strategy is fleshed out in this paper.

The development of European Union (EU) Consumer Law has reached an important watershed. After decades of piecemeal harmonisation of selected aspects of Consumer Law, it seems the moment has been reached where the future of EU Consumer Law may lie somewhere other than in further harmonisation of national law. The trigger has been the shift in responsibility for much of EU Consumer Law from DG SANCO to DG Justice following the appointment of a new Commission in 2009, and Commissioner Reding's willingness to open a debate as to where the priorities for EU Consumer Law should lie. Furthermore, after a period of uncertainty, it now seems that the work on the Common Frame of Reference on European Contract Law has resumed in earnest, and, more importantly, that this has once again been linked with the future development of EU Consumer Law. The Commission opened a broad debate about this in a Green Paper on Policy Options for Progress towards a European Contract Law for Consumers and Businesses in July 2010. This contribution will first take stock of the current situation regarding EU Consumer Law, before moving on to examine the various policy choices put forward in the Green Paper. It will be suggested that the overall focus for the future development of EU Consumer Law should be on cross-border transactions, and that further harmonisation of national consumer laws should be stopped.

This book analyses the transformation of consumer law and policy in Europe from 4 perspectives: first, the temporal transformation, i.e., changes that can be tracked from the turn of the millennium; secondly, the substantive dimension, i.e., changes in the scope of the rights and remedies provided by consumer law, as well as the underpinning values; thirdly, the institutional dimension, i.e., changes in the role of national courts, national Parliaments, consumer agencies, and consumer organisations; and fourth, the procedural element, i.e., the shift from individual enforcement via courts to enforcement by public regulators, consumer associations, alternative dispute resolution, and the development of collective enforcement exercised by consumer agencies and/or consumer organisations. With contributions by leading consumer law scholars from across Europe, this book is a fascinating account of how consumer law has often been shaped by national as much as European interests.

This collection of essays reflects both the diversity of the group’s work and the common thread that runs through it. The core claim here is that the DCFR, despite the Commission’s characterization of its proposals as purely technical, cannot escape politics. The intent is to critically identify and evaluate the model of social justice underlying the DCFR.

In Rethinking EU Consumer Law, the authors analyse the development of EU consumer law on the basis of a number of clear themes, which are then traced through specific areas. Recurring themes include the artificiality of the EU’s consumer image, the problems created by the drive towards maximum harmonisation, and the unexpected effects EU Consumer Law has had on national law. The book argues that EU Consumer Law has the potential of enhancing the protecting of consumers throughout the EU and could offer a model for consumer law elsewhere in the world, but in order to unlock this potential, there needs to be a rethink with regard to the EU’s approach to consumer law and policy.

Critical yet accessible, this book provides an overview of the current debates about the ‘Europeanization’ of contract law. Charting the extent to which English contract law has been subject to this activity, it is the ideal volume for readers unfamiliar with the subject who wish to understand the main issues quickly. It examines a range of key developments, including: a string of directives adopted by the European Union that touch on various aspects of consumer law recent plans for a European Common Frame of Reference on European Contract Law. Bringing together advanced legal scholarship, critically examining key developments in the field and considering the arguments for and against greater convergence in the area of contract law, this is an excellent read for postgraduate students studying contract and/or European law.