Wealthier Than You Think

Personal finance has never been so much fun! Everyone wants to be rich and to find the magic formula that gets you there easily. Surely someone out there must have a piece of secret advice that can create financial success overnight. If that magic formula does exist, you can bet the guy who has it isn't going to tell anyone. Fortunately, you don't need a secret to become a financial success. You have in your hands a book full of easy-to-understand advice that helps you to reach your goals faster and to realize you have far more control over your finances than you might expect. You'll also find more than a few good jokes along the way. Money is all about the choices you make. You decide how to earn, how to spend, how to invest, and most important, what wealth means to you. You're in control. With helpful tools that apply to everyone, regardless of where you're starting, you'll find new ways to understand money, to manage it, and to accumulate wealth with more ease and less stress. This book contains tips on: * Setting financial goals * Understanding the psychology of money * Basic money-management tools * Debt management * Cash management * Understanding investments * Understanding types of investment accounts * Choosing investments * Minimizing taxes * Cutting expenses * Retirement * Understanding credit cards * Understanding insurance Build wealth faster, reach your goals, and sleep better at night! Hit "add to cart" and change your life. About the author: Joseph Metzger is a financial and investment consultant with twenty years of experience in finance, administration, and management, specializing in non-profit organizations, and thirty years of experience with investment management.

WEALTHIER THAN YOU THINK will help you improve your finances without changing your job, working more hours or asking for a payrise. It will show you how to avoid the traps of excessive consumerism and impulsive, emotional buying. You will learn how to have a wealthy mindset and a better bank statement, by living comfortably within your means. Just by learning how to save, and how to get great discounts, you can begin to immediately improve your situation and realise you are Wealthier than you think!

Personal finance has never been so much fun! Everyone wants to be rich and to find the magic formula that gets you there easily. Surely someone out there must have a piece of secret advice that can create financial success overnight. If that magic formula does exist, you can bet the guy who has it isn't going to tell anyone. Fortunately, you don't need a secret to become a financial success. You have in your hands a book full of easy-to-understand advice that helps you to reach your goals faster and to realize you have far more control over your finances than you might expect. You'll also find more than a few good jokes along the way. Money is all about the choices you make. You decide how to earn, how to spend, how to invest, and most important, what wealth means to you. You're in control. With helpful tools that apply to everyone, regardless of where you're starting, you'll find new ways to understand money, to manage it, and to accumulate wealth with more ease and less stress. This book contains tips on: Setting financial goals Understanding the psychology of money Basic money-management tools Debt management Cash management Understanding investments Understanding types of investment accounts Choosing investments Minimizing taxes Cutting expenses Retirement Understanding credit cards Understanding insurance Build wealth faster, reach your goals, and sleep better at night! Hit "add to cart" and change your life. About the author: Joseph Metzger is a financial and investment consultant with twenty years of experience in finance, administration, and management, specializing in non-profit organizations, and thirty years of experience with investment management.

Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous—leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling. Twenty-three-year-old Zac Bissonnette—the author of Debt-Free U—knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam. With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.

"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

"Originally published in 2010 in the United States by London House Press. This edition issued based on the hardcover edition published in 2014 in the United States by Simple Truths, an imprint of Sourcebooks"--Title page verso.

A surprising and revealing look at how today’s elite view their wealth and place in society From TV’s “real housewives” to The Wolf of Wall Street, our popular culture portrays the wealthy as materialistic and entitled. But what do we really know about those who live on “easy street”? In this penetrating book, Rachel Sherman draws on rare in-depth interviews that she conducted with fifty affluent New Yorkers—from hedge fund financiers and artists to stay-at-home mothers—to examine their lifestyle choices and understanding of privilege. Sherman upends images of wealthy people as invested only in accruing social advantages for themselves and their children. Instead, these liberal elites, who believe in diversity and meritocracy, feel conflicted about their position in a highly unequal society. As the distance between rich and poor widens, Uneasy Street not only explores the lives of those at the top but also sheds light on how extreme inequality comes to seem ordinary and acceptable to the rest of us.

"Billionaire Wilderness offers an unprecedented look inside the world of the ultra-wealthy and their relationship to the natural world, showing how the ultra-rich use nature to resolve key predicaments in their lives. Justin Farrell immerses himself in Teton County, Wyoming--both the richest county in the United States and the county with the nation's highest level of income inequality--to investigate interconnected questions about money, nature, and community in the twenty-first century. Farrell draws on three years of in-depth interviews with "ordinary" millionaires and the world's wealthiest billionaires, four years of in-person observation in the community, and original quantitative data to provide comprehensive and unique analytical insight on the ultra-wealthy. He also interviewed low-income workers who could speak to their experiences as employees for and members of the community with these wealthy people. He finds that the wealthy leverage nature to climb even higher on the socioeconomic ladder, and they use their engagement with nature and rural people as a way of creating more virtuous and deserving versions of themselves. Billionaire Wilderness demonstrates that our contemporary understanding of the relationship between the ultra-wealthy and the environment is empirically shallow, and our reliance on reports of national economic trends distances us from the real experiences of these people and their local communities"--

"In America, while all men and women may be created equal, they do not all end up that way. This book ranks an elite group: the richest Americans in American history." "The Wealthy 100 offers intimate, often surprising portraits of these individuals and how they amassed their fortunes. The rankings are based on estimated total wealth at the time of death - or a given year for current living Americans - as a percentage of the Gross National Product (GNP) in current dollars for that year. This allows the authors to compare the fortunes of people from different centuries."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved