The Claim Game

Organizations that fail to identify and eliminate fraud are losing hundreds of thousands of dollarsand many dont even know it! Many claims professionals dont have the time or resources to spot the red flags that indicate a fraudulent workers compensation claim, and even if they stumble upon one by chance, they fail to conduct a comprehensive investigation. Mario S. Pecoraro, CEO of Alliance Worldwide Investigative Group, provides proactive strategies that will save you resources, money, and time investigating claims. The twenty best practices he explores will help you: hire the type of employee who wont file a claim in the first place; engage in preventative maintenance throughout the life of a claim; determine who should conduct an investigation when a claim is filed; carry out the investigative process using a variety of tools. Filled with case studies demonstrating where investigations went wrong (and where they went right), youll be equipped to apply best practices and avoid common mistakes. Start saving money, and get the right team in place with The Claim Game.

When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: recognize the tricks insurance companies play to cheat you out of money; take steps to improve your chances of enjoying a favorable outcome on a claim; and receive fair compensation in the event of an insurance payout. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process. It begins by learning how to protect your best interests and learning how to play The Claims Game.

This book looks into claim procedures. The author is a claims manager who provides a personal insight and advice.

The book includes multiple lists that provide helpful summaries on various aspects of an auto injury claim. The first identifies five tactics the insurance company uses to gain an advantage over a claimant including: making false promises, delaying your claim, and misrepresenting proper medical treatment and how it will be paid. A second useful list is the to-do list for documenting the scene of the crash, which includes what to photograph and what information to collect from witnesses. A third list covers the eight steps to handling a property damage claim. For someone only dealing with property damage, it is a guide for what to do. He even offers certain keys to determine when you need to hire a lawyer and how you should share information with the lawyer.The section on documenting an injury goes into what it takes to have a good case. A good case has three main parts: liability (the other person is at fault), causation (the link between liability and damages), and damages (property damage, physical injuries, loss of income, etc.). You can¿t have one without the other two. You can¿t have two without the other one. The most challenging parts are establishing causation and damages, and he includes recommendations for avoiding causation problems particularly with respect to reporting and documenting medical injuries. One unique piece of advice was his recommendation that the patient, when speaking with the doctor, avoid self-diagnosing (putting words in the doctor¿s mouth) and overloading the doctor with information extraneous to the pains and problems that stem directly from the car wreck. With a contemporary twist, the book also looks at the perils and pitfalls of our cultures¿ reliance on social media. He describes how information gleaned from Twitter and Facebook can seriously undermine a case¿especially when it falls into the hands of Mr. Insurance Defense Attorney.

This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: &ndash The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible &ndash When it's the right time to use an attorney &ndash How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU &ndash What a Public Adjuster is, and the valuable help you can get from Public Adjusters &ndash That the insurance adjuster is NOT there to help you &ndash and much more You will learn: &ndash What to do when you have a car accident...BEFORE you open the car door or talk to anyone &ndash How much MORE money I collected (thousands!) in the two little claims I had while writing this book &ndash About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight &ndash About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe &ndash And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box.

An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Are you in touch with your Guardian Angel? Are you aware that help from the unseen world is just a heartbeat away? Are you using your mind to its full potential? Learn from an ADVENTURER who shares her experiences with: Thought Forms--our creations Apparitions--Messengers sent from our Higher Intelligence Levitating--a stupid idea Becoming Invisible--with Paul Twitchell YOU are not just a grain of sand in the sea of eternity. YOU are special in this vast Universe. Are there questions, circumstances, or perhaps experiences in your life that you have been struggling to understand about the unseen world or other dimensions? You will find your answers in this book. Helene Hadsell leads you on an adventure with her deep insights in her unique storytelling style that sweeps you along with excitement. Helene shares her personal experiences—that began at the age of six—about thought forms, apparitions, levitating, and telepathy, along with her sage advice, plus her techniques for you to pursue. Life is a daring adventure or nothing.~ Helen Keller