Real Money Answers For Every Woman

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.

For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.

After rising from poverty to earn two Ivy League degrees, an Appalachian lawyer pays tribute to the strong “hill women” who raised and inspired her, and whose values have the potential to rejuvenate a struggling region. “Destined to be compared to Hillbilly Elegy and Educated.”—BookPage (starred review) “A gritty, warm love letter to Appalachian communities and the resourceful women who lead them.”—Slate Nestled in the Appalachian mountains, Owsley County, Kentucky, is one of the poorest places in the country. Buildings are crumbling as tobacco farming and coal mining decline. But strong women find creative ways to subsist in the hills. Through the women who raised her, Cassie Chambers traces her path out of and back into the Kentucky mountains. Chambers’s Granny was a child bride who rose before dawn every morning to raise seven children. Granny’s daughter, Ruth—the hardest-working tobacco farmer in the county—stayed on the family farm, while Wilma—the sixth child—became the first in the family to graduate from high school. Married at nineteen and pregnant with Cassie a few months later, Wilma beat the odds to finish college. She raised her daughter to think she could move mountains, like the ones that kept her safe but also isolated from the larger world. Cassie would spend much of her childhood with Granny and Ruth in the hills of Owsley County. With her “hill women” values guiding her, she went on to graduate from Harvard Law. But while the Ivy League gave her opportunities, its privileged world felt far from her reality, and she moved home to help rural Kentucky women by providing free legal services. Appalachian women face issues from domestic violence to the opioid crisis, but they are also keeping their towns together in the face of a system that continually fails them. With nuance and heart, Chambers breaks down the myth of the hillbilly and illuminates a region whose poor communities, especially women, can lead it into the future.

Success Is Just Around Every Question Mark Finally, the friendly comprehensive reference tool every woman is looking for has arrived. Find answers to all of your personal finance questions, from the simple (What’s a good credit score?) to the complex (What are my options in retirement planning?). This book’s question and answer format means you don’t have to waste time reading every word cover to cover. Biblical references offer proven wisdom from God, and Carolyn Castleberry’s practical guidance is easy to implement. Success is simply turning obstacles into opportunities. And that begins with obtaining information that, thanks to this book, is clear, easy to find, and non-intimidating. Carolyn Castleberry, quickly becoming one of America ’s most trusted names in Christian broadcasting, provides you the answers you seek in every area of personal finance. With her warm, conversational style, Carolyn’s “there are no dumb questions” approach makes difficult concepts come alive … and more importantly make sense (so that you can make the most of your dollars). Honest, straightforward, and easy for anyone to apply, these “answers” stem from a biblically and financially sound foundation—providing the perfect conditions for success. Whether you are looking for freedom to make new career choices, seeking financial security and peace of mind, or you’re on the lookout for the next solid investment, Women, Get Answers About Your Money harnesses timely, unique information to empower your life.

Explores the complex relationship between women and money, addressing the impact of psychological practices and financial behavior on women's finances and offering practical solutions to change how women handle their money.

A single mother at the age of nineteen, author Tonya Molton shares how she overcame being just another statistic labeled by society. With the love of God and his grace and mercy, she prevailed. A Christian mother, real estate broker, life coach, writer, and inspirational speaker, Molton chronicles her story in Raising and Loving Him. Based on the wisdom of the Book of Proverbs, she offers wide-ranging advice for raising a healthy, positive, and productive male—from finances, to spirituality, relationships, real estate, credit, retirement, love, and more. Through her personal experiences rearing a young man alone, Molton describes the importance of properly equipping young boys with the right tools to allow them to move through life proudly and enable them to connect to love. Molton understands that motherhood means different things to different people, but she believes it means complete self-wholeness and the sharing of one’s completeness. Raising and Loving Him discusses that how, until you are whole inside, you can’t provide what’s needed outside to make a young man whole.

Entrepreneur, author, and popular blogger Crystal Paine shares the secrets of building income at home, using real life examples to from her own journey in becoming a money-making mom as well as the stories of other women from all walks of life. The nuts and bolts of how to make more money from home are revealed in clear steps that can be immediately and easily put into practice. But more than just a how-to book for earning extra income, The Money-Making Mom is a challenge to dream big and create a pathway for life. Paine offers examples and insights about what "finding your purpose" can look like in family, career, and service to others. Readers will find inspiration and hope for a life that’s more than “just getting by,” one driven by vision and the freedom to bless others generously.

Sometimes that little voice in your head knows exactly what to ask. "You earn $150,000 a year, so where the hell is your money going?" Or what about this little gem that pops up every so often when you catch up with the girls- "How can she afford that?" Or maybe you're in a relationship that you're desperate to leave but that voice always says- "You can't afford to." Maybe your biggest fear is retiring in a polyester outfit because you haven't saved enough to live the fashionista lifestyle you're accustomed to. This book is for every woman who unashamedly has that voice in her head. After 20 years on a brand like Money, I've come across just about every possible question. Hopefully you'll find the answers to some of your questions in here.