Hispanic Baby Boomers Envision Retirement

A compilation of stories from expatriate North American retirees living in and around Lake Chapala in Ajijic, Mexico.

Die Altersvorsorge betrifft einen sehr wichtigen privaten Finanzbereich. Hierzu gibt es eine Flut von verwirrenden Fragen, wie z.B.: Wie plane ich? Wieviel spare ich? Welche Anlagemöglichkeiten sind die besten? Wie nutze ich Unternehmensleistungen? In diesem Leitfaden finden Sie die Antworten. Er wurde speziell für Leute im Alter zwischen 30 und 40 konzipiert, die aus einer großen Auswahl von Möglichkeiten zur Altersvorsorge schöpfen können und vielleicht sogar schon mit der Planung begonnen haben. Sie werden mit den verschiedenen Möglichkeiten und auch mit speziellen Aspekten gegenwärtiger und künftiger Finanzplanung vertraut gemacht. Verständlich geschrieben, überschaubar und klar strukturiert, liefert Ihnen dieses Buch alle Informationen zu einem brandheißen Finanzthema. (10/99)

The Fun Side of the Wall is not just a book about retiring in Mexico. Much in the style of Malcolm Gladwell and Gregory Berns, the book is a critique of the way retirement has been commodified in the United States. This push for commercially structured senior living has left some Baby Boomers in search of more authentic surroundings. In Mexico, they've found something special - authentic community and a true sense of purpose and belonging. In this book you will uncover: Who these "Mexico Boomers" are The roles Ageism and Consumerism play in their decision to move Where they live in Mexico How they're actively creating authentic community How they're saving money Why they refuse to leave Why They Leave "People were begging me not to spend my life worrying about money, not to let others hold me down, and to go and experience as much as I could for myself." - Jan, 54-year-old hospice nurse. "What I've really found is freedom. I have my own time to pursue my own interests. I can write. I can walk. Most of my day is spent doing whatever it is I feel like doing. That is why I'm here. That is why I stay." - Fabian, 59-year-old yoga instructor. "In the beginning I felt guilty, like I was betraying my country. But medical expenses were gouging our savings, and most of our income was going to copays. In the end, we weren't running. We were just trying to live in a place we could afford." - Richard, 62-year-old retired salesman. Excerpt From the Book "Here is a fun fact: Before 1960, our "Golden Years" did not even exist. The term "Golden Years" was actually coined in 1959 when it was used to sell homes in a brand-new retirement community called Sun City. Located in the heart of the Arizona desert, Sun City was one of the first large-scale 55+ "Active Retirement" communities launched in the United States. Today, most of us take for granted the idea that we need to go somewhere to retire. But just 50 to 60 years ago that concept was totally brand new and, like most tightly held beliefs about retirement, totally invented. Today, a dynamic financial and employment landscape makes it a little harder to pinpoint what, exactly, retirement will look like for all of us. But even though we differ on how we'll actually do it, the present expectation for retirement sounds something like this: Work until you're 65 or 67. Make a voluntary withdrawal from the workforce. Collect your Social Security and retirement contributions. Sell the family home. Pocket some cash and downsize to a smaller place in a hip retirement community. Golf. Travel. Maybe volunteer. Have a heart attack in your sleep and die. Finally, cash in that funeral insurance. Memorial. Ground. Over." About the Author Travis Scott Luther is a Denver, Colorado writer, speaker, and entrepreneur. He received his Masters in Sociology from the University of Colorado Denver. He is a former Adjunct Professor of Entrepreneurship at MSU Denver and currently serves as Director for MSU Denver's RoadFounders College Business Incubator. He is a member of Entrepreneurs Organization (EO) where he served as National Chair for the 2019 Global Student Entrepreneurship Awards. Luther first became interested in Baby Boomers retiring in Mexico during graduate school. His Masters Thesis research contributed to the content in this book. He continues to be interested in U.S. expatriates retiring all over the world and continues to monitor those who have chosen Mexico.

Because researchers often treat baby boomers of color as belonging to one group, quality data on the individual status of specific racial populations is lacking, leading to insufficiently designed programs, policies, and services. The absence of data is a testament to the invisibility of baby boomers of color in society and deeply affects the practice of social work and other helping professions that require culturally sensitive approaches. Melvin Delgado rectifies this injustice by providing a comprehensive portrait of the status and unique assets of boomers of color. Using specific data, he grounds an understanding of boomers'financial, medical, and emotional needs within a historical, socioeconomic, cultural, and political context, resulting in tailored recommendations for meeting the challenges of a growing population. His research focuses on African American, Hispanic, Asian/Pacific Islander, and Native American older adults and addresses issues of financial security, employment stability, housing, and health care, which are often complicated by linguistic and cultural differences. Rather than treat baby boomers of color as a financial burden on society and its resources, Delgado recognizes their strengths and positive contributions to families and communities, resulting in an affirming and empowering approach to service.

The baby boomer generation had everything. Now we have responsibility. Retirement planning, once as far away as our fifties and sixties has become an important life requirement. * How much money do you need to retire? * When do you plan to retire? The Baby Boomers Easy Retirement System is a unique, proven, 3-step plan that enables you to answer these questions and complete a retirement plan. This simple system asks all the vital questions, breaks through the fear and confusion of retirement planning and makes it easy for you to take action. An effective retirement plan will put time on your side and relieve anxiety about your future. This system uses non-technical language, examples, hints and a sample plan to help you create your retirement blueprint.

"Lynch provides a fresh and comprehensive look at the potential for politically mobilizing the large Boomer generation. He successfully mixes anecdotes, scholarship, and statistics to present an entertaining and informative analysis of a timely topic. Anyone desiring to effect change in public policy will welcome this book."—William H. Frey, The Brookings Institution “Fred Lynch has written a nuanced and marvelously comprehensive examination of the state of the Boomer Nation. This book offers an in-depth look at the economic challenges facing Boomers as well as a colorful account of how AARP has tried to rebrand itself to attract the generation that once celebrated the free spirit and hated the ‘establishment’.”—Neil Howe, co-author of The Graying of the Great Powers "A timely and important study of one of the most powerful lobbying groups in America as it redefines its mission and its message to confront the generational challenges of the twenty-first century." —Steve Gillon, author of Boomer Nation and Resident Historian of the History Channel "Fred Lynch's interpretation is an illuminating and much needed empirical corrective to the confusing and misleading cant that dominates so much of the debate. His scholarship deftly distinguishes between the organization's marketing to an aging society and the diverse realities of that population demographic." —Ted Marmor, author of Fads, Fallacies, and Foolishness in Medical Care Management and Policy and The Politics of Medicare

Consists of statistical graphs that explain the state of America at the Millenium.