Fixing Your Finances

Introducing the new 'How To...' series from #Merky Books: unlock your potential with our short, practical pocket-sized guides. _______________________________________________________ How To Save It: Fix Your Finances Fixing your finances starts with facing your finances. This indispensable guide will help you confront the awkwardness of having conversations about your money and what to do with it. In seven accessible chapters' financial wellness guru Bola Sol, will guide you through all your money essentials - from saving, to budgeting, dealing with your debt, building your credit, and taking your first steps to investing Packed with practical tips and straightforward advice, this is the book that will change your relationship with money for the better. Written by Bola Sol Foreword Moneybox _______________________________________________________ Designed to inspire and encourage readers to unlock their potential and provoke change, the How To series offers a new model in publishing, helping to break down knowledge barriers and uplift the next generation. Creatively presented and packed with clear, step-by-step, practical advice, this series is essential reading for anyone seeking guidance to thrive in the modern world. Curate your bookshelf with these collectible titles.

Each year we pay billions in fees to those who run our financial system. The money comes from our bank accounts, our pensions, our borrowing, and often we aren’t told that the money has been taken. These billions may be justified if the finance industry does a good job, but as this book shows, it too often fails us. Financial institutions regularly place their business interests first, charging for advice that does nothing to improve performance, employing short-term buying strategies that are corrosive to building long-term value, and sometimes even concealing both their practices and their investment strategies from investors. In their previous prizewinning book, The New Capitalists, the authors demonstrated how ordinary people are working together to demand accountability from even the most powerful corporations. Here they explain how a tyranny of errant expertise, naive regulation, and a misreading of economics combine to impose a huge stealth tax on our savings and our economies. More important, the trio lay out an agenda for curtailing the misalignments that allow the financial industry to profit at our expense. With our financial future at stake, this is a book that analysts, economists, policy makers, and anyone with a retirement nest egg can’t afford to ignore.

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

The world today comes with a list of challenges. Figuring out how to get your feet planted and get your finances on track should be easier, but we’re not always prepared with the best information despite the best education. Enter The Millennial Money Fix, a candid guide to understand how to handle your money with the obstacles of today. This book will get you through each step including: Identifying honest and realistic goals. Selecting and paying for a college or graduate program. Mastering cash flow to jumpstart your life. Navigating the job landscape to do what you love. Planning for marriage, babies, and all that gushy stuff. Redefining retirement as your ability to do what you want.

Do you ever look at America's financial landscape and wonder if something has gone wrong? People are making more money per household than they have in history, yet more Americans are in debt and living paycheck to paycheck than ever before. While we realize that we have an abundance of resources, we still seem to be missing the mark. There has to be a solution that can help people restore order and fix their broken financial situation. In Mending Your Money, Ronnie Kinsey lays out simple and proven tactics that can help even the worse financial situation get back to where it needs to be. All of the debt, poor spending habits, and lack of saving can be fixed as we learn to change our mindset and principles concerning what money we do have.

When you have attention-deficit disorder (ADD), you don't spend money like most other people. Past-due bills and impulsive spending can throw your finances into turmoil, and because these financial pitfalls are directly related to your ADD symptoms, they can seem impossible to overcome. The good news is that it is possible to get ADD-related financial disorganization under control and begin to enjoy a more stable relationship to your money. ADD and Your Money will show you how. This friendly guide, written with your ADD in mind, includes information on everything you need to know about managing your finances and staying in control. With this book as your guide, you will learn to: • Keep track of your bills • Create a budget that works • Get debt under control • Find ADD-friendly bank services • Plan around your splurges • Make time-management a priority If you're ready to start focusing on your future financial success, this book can help you start making lasting changes today.

Your days of feeling enslaved, discouraged, and overwhelmed by your financial problems are over!From struggling financially all the way up to building a successful worldwide ministry and enjoying financial freedom, author Gary Keesee shares his journey and his proven successful principles so you can control your finances.You will learn the spiritual laws of God's Kingdom and exactly how to apply each principle discussed. Also clearly and expertly explained is how to: Find lost money Put a plan in place to be out of debt in less than 7 years (including your mortgage!) Save in every area of life See that the financial laws of the Kingdom can intersect with the natural realm to bring you freedom from worry and fear From pitfalls to avoid to proactive steps to take, the path to financial freedom is clearly illuminated.Fixing the Money Thing is not a book of boring numbers and budgets-it is an inspirational book that will change your life in many positive and lucrative ways.

End financial stress for good and learn how to manage your money—without a change to income! Studies have shown time and time again that money is a leading cause of stress—but a life free from financial worry isn’t exclusive to the rich and powerful. End Financial Stress Now gives you practical, actionable instructions you need to improve your money management—no matter what your income level is. You can learn how to achieve the mindset of financial flexibility, which can help you navigate any money issues you face. These practical, step-by-step instructions on budgeting can help you track expenses, pay off debt, and save money. Featuring straightforward advice on how to increase self-discipline so you can stick to your budget as well as techniques to help you identity misinformation and false beliefs you have about money, you can follow this guide to create a fulfilling life free of financial stress.

Debt Free Blueprint Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "What does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month and can afford some fun stuff, too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well, guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing - it isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow. Credit Repair Secrets Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender. Generally, credit scores fit into any of five classes: excellent, awesome, great, reasonable, and exceptionally poor. Your credit card reports decide your credit score. If you have an "excellent" credit rating, you could wind up paying a much lower price on an obligation, because the apparent danger of your default is substantially less than that of an individual with a "reasonable" credit score. You will have practically zero issues getting an advance if your credit score is in any event great. Be that as it may, you can even now get credit cards for having reasonable credit. If you have an exceptionally poor credit score, you will most likely be unable to get advances. This guidebook will cover all of the tips and tricks that you need to know in order to get to know about credit scores. There are likewise different organizations that offer free credit score reports. However, you need to pursue a free time for testing, after which you will start to pay for the administration. You can utilize these administrations if you are worried about wholesale fraud, or when you are building your credit profile and you have to screen your advancement. If your requirement for a credit card score is easygoing, you don't have to leave behind month-to-month expenses to pay for an observing help. You need to have the best credit score with the goal that your procedure of acquiring an advance can be smooth. You will likewise appreciate lower paces of enthusiasm as your credit rating goes up. Different advantages of a superior credit score are being at risk for lower regularly scheduled installments.

' Just getting started with personal finance or looking to secure your financial future? "Fixing Your Finances: Strategies for Long-Term Wealth" is the Special Report you need! This user-friendly guide brings you a wealth of practical, easy-to-implement strategies designed to help you systematically build up your wealth for the long term. You don't have to be a Wall-Street wizard to secure a prosperous tomorrow! Chapter 1: We start with understanding personal finance basics. Chapter 2: We help you to set clear and achievable financial goals. Chapter 3: We provide tips on budgeting, the backbone of financial freedom. Chapter 4: Saving techniques and habits for wealth accumulation are explored. Chapter 5: We break down the basics of investing and show you how to take your savings to the next level. Chapter 6: Skills for managing your debt and building your credit score are shared. Chapter 7: Essential insurance knowledge for risk management exposed. Chapter 8: Retirement planning tips for a secure future are given. Chapter 9: We dive into tax planning, a crucial ingredient for wealth creation. Chapter 10: Strategies for establishing and preserving your financial legacy are discussed. About the Author Teddy Bell is a self-made financial expert who is passionate about making financial literacy accessible to all. He has a unique approach to personal finance, incorporating lifestyle choices and personal values into the financial planning process. When he is not demystifying financial concepts, Teddy can be found jogging along Lake Michigan's shoreline or exploring Chicago's vibrant food scene. Fasten your seat belts and get ready for an enriching journey towards financial freedom with Teddy Bell's game-changing strategies. Your prosperous future awaits! '