Financial Incentives For Teenagers

Financial incentives for teen parents are components of state welfare programs intended to encourage enrollment, attendance, and completion of high school as a means of increasing employment and earnings and reducing welfare dependence. The incentives take the form of bonuses and sanctions to the welfare grant related to school enrollment, performance, and completion. The programs typically provide case management and social services to supplement financial incentives. One study of financial incentives for teen parents met the What Works Clearinghouse (WWC) evidence standards and a second study met WWC evidence standards with reservations. The two studies included more than 2,000 pregnant or parenting teens in the Ohio Learning, Earning, and Parenting program (LEAP) and the California Cal-Learn program. Financial incentives for teen parents had potentially positive effects on staying in school, no discernible effects on progressing in school, and no discernible effects on completing school. (Contains 4 footnotes and 17 appendices.) [This publication was produced by the What Works Clearinghouse. The following studies are reviewed in this intervention report: (1) Long, D., Gueron, J. M., Wood, R. G., Fisher, R., & Fellerath, V. (1996). "LEAP: Three-Year Impacts of Ohio's Welfare Initiative to Improve School Attendance among Teenage Parents." New York: Manpower Demonstration Research Corporation; and (2) Mauldon, J., Malvin, J., Stiles, J., Nicosia, N., & Seto, E. (2000). "Impact of California's Cal-Learn Demonstration Project: Final Report." Berkeley, CA: University of California, UC DATA.].

A step-by-step guide to teaching kids fiscal responsibility, and instilling positive spending habits that will last a lifetime. Children don’t know much about money—they just know what they want (like overpriced junk food and the most expensive sneakers). But learning a little financial wisdom can set them on a path that will make their futures significantly better—and allow them to navigate a scary adult world full of spending pitfalls. In this book, Dr. John E. Whitcomb provides a six-step program to do just that. It begins with letting go. Terrifying as it seems, your children learn more with the power of non-essential spending in their own hands. With the freedom to spend as they please and make their own mistakes, spending money becomes not an argument, but an important lesson in priorities. But they won't be alone in the wild with a pocket full of cash. Whether for school, clothes, or hobbies, teens and parents can sign a contract detailing the limits of their spending that work for each of them. From day-to-day decisions all the way to the milestones of adulthood—opening their first checking account, college savings, and getting their first car—Dr. Whitcomb's application of the capitation method prepares them for every step of their financial journey. “Explains Whitcomb's original and systematic technique for teaching kids how to manage money responsibly.”—Publishers Weekly Previously published as Capitating Your Kids: Teaching Your Teens Financial Independence

A guide to the latest tools for teaching effective and positive parenting skills In the last three decades, parent training has established itself as an empirically sound, highly successful, and cost-effective intervention strategy for both pre-venting and treating behavior disorders in children. Handbook of Parent Training, Third Edition offers a unique opportunity to learn about the latest research findings and clinical developments in parent training from leading innovators in the field. Featuring new chapters, this thoroughly revised and updated edition covers issues that have emerged in recent years. Readers will find the latest information on such topics as: * Behavioral family intervention for childhood anxiety * Working with parents of aggressive school-age children * Preventive parent training techniques that support low-income, ethnic minority parents of preschoolers * Treating autism and Asperger's Syndrome * Parenting and learning tools including role playing and modeling positive and effective parenting styles Offering practical advice and guidance for parent training, each chapter author begins by identifying a specific problem and then describes the best approach to identifying, assessing, and treating the problem. In every instance, descriptions of therapeutic techniques are multimodal and integrate theory, research, implementation strategies, and extensive case material. Handbook of Parent Training, Third Edition is a valuable professional resource for child psychologists, school psychologists, and all mental health professionals with an interest in parent skills training.

A hearing was held on education, training, and service programs that serve disadvantaged teens. Testimony was presented on recent research findings concerning these programs and on their implementation. The major lessons learned from the Summer Training and Employment (STEP) program were presented, including those of implementation and impact. A second topic was a discussion of the effectiveness of three programs serving teenage mothers on welfare: New Chance (for mothers who have dropped out of school); Learning, Earning, and Parenting (LEAP), an Ohio program for teen parents; and Demonstrations of Innovative Approaches to Reduce Welfare Dependency among Teen Parents. A third topic was the discussion of the work provisions of the Family Support Act of 1988. The following witnesses addressed the hearing: (1) Milton J. Little, Manpower Demonstration Research Corp.; (2) Deanna Phelps, Maryland Department of Human Resources; (3) Alan M. Hershey, Mathematica Policy Research, Inc.; (4) Kevin W. Concannon, Oregon Department of Human Resources; and (5) Michael A. Bailin and Frances Vilella-Velez, Public/Private Ventures. Three submissions for the record are included. (SLD)

Why should young people even think about saving for retirement? Why not run credit card debt up to the max if the bank is willing to lend it? Answers to these questions and others can be found in this basic guide to the fundamentals of personal finance written specifically for young adults. A wide range of financial matters on how to manage your money are discussed in a progressive fashion from the very basics of opening a bank account to budgeting, paying for college, financing a car, and tax-deferred retirement accounts so that readers with varying levels of knowledge are provided with all the information they need to stay out of debt and to plan for their futures. Touching on a wide range of financial matters, from the use of credit cards to planning for college and retirement, the volume logically walks readers through the process of handling their personal finances. Examples throughout the book as well as advice from financial and family counselors clarify specific points for students to help them learn how to save and budget, how to avoid the pressures of consumerism and escalating debt and how to manage all aspects of their money wisely. Sample lesson plans, an extensive glossary, resource lists and further reading lists provide students who wish to study specific concepts in greater detail with all the tools they need to do so.

In Amerika neemt het aantal ongehuwde tienermoeders toe. De overheid voert een beleid gericht op het verminderen van het aantal families dat afhankelijk is van sociale uitkeringen. Uit onderzoek blijkt dat bijna de helft van deze families bestaat uit ongehuwde tieners met kinderen. Velen van deze tienermoeders hebben een lage scholing. Om de kansen van deze tieners te verhogen, heeft de overheid een programma opgestart dat deze meisjes de kans moet geven om het secundair onderwijs af te maken. In dit rapport worden een aantal locale projecten besproken. Elk project had zijn eigen benaderingswijze van het probleem. Zo is er o.a. een initiatief dat bestaat uit een alternatieve school waar zwangere tieners en jonge moeders school kunnen lopen.

Expert, authoritative guidance you can trust on helping your teenager cope with the changes and challenges of adolescence, from The American Academy of Pediatrics. The critical, life-shaping years between twelve and twenty-one have been called the “turbulent teens.” But adolescence doesn’t have to be a time of anxiety and upheaval--for either teenagers or their parents. In this comprehensive, down-to-earth guide, the nation’s leading authority on the care of children helps parents and caregivers guide teenagers through the successful transition into young adulthood. Combining practical parenting advice with the latest medical, psychological, and scientific research, and covering every aspect of a teenager’s growth and development, the American Academy of Pediatrics’ Caring for Your Teenager offers indispensable information on: • The stages of adolescence--what defines normal physical, emotional, social, and intellectual development • Setting rules and limits--helping teenagers grow into responsible adults • The twelve building blocks of self-esteem--from feelings of security and belonging to decision making, pride, and trust • Instilling values and strengthening family ties • The problem of peer pressure: giving your child the confidence to handle it • Hormones--easing teenagers’ anxieties about their changing bodies • Safeguarding your teenager from sexually transmitted diseases • Adapting to different family types--from single-parent to adoptive to blended • Helping your teenager cope with serious illness or death in the family, sibling rivalry, separation, or divorce Plus • Helping your teenager find the right college--or make an alternative choice • Teens, the Internet, and the law • A comprehensive medical guide to common ailments . . . and much more Caring for Your Teenager is the one guide that no one entrusted with the care of a teenage child should be without--a book that provides parents with all the information they need to ensure that their child is on the right track to becoming a happy, healthy adult.