Drop Debt

As the former president of the National Consumer Council, author Harvey Z. Warren has helped thousands of families find relief from crippling debt. "Drop Debt" is a continuation of his work, aimed at rescuing millions who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.

As the former president of the National Consumer Council, Warren has helped thousands of families find relief from crippling debt. Drop Debt is a continuation of his work, aimed at rescuing the millions of potential readers who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

“A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?

If you're sick and tired of being in debt, then "Drop the Debt Weight" is the answer. This book shows you how to use proven strategies to get rid of debt. You'll learn how-to: - Pay off any debt faster - Save more money - Overcome the mental roadblocks - Avoid the biggest student loan mistakes that rob you of your hard earned money

"HOW I DROP DEBT" exposes the #1 deception in debt reduction strategy unknown to personal finance gurus. If you have a desire to become debt-free, this book is a valuable resource with these chapters as your guide: Millionaire-Mindset, Immediate Financial Actions, Generate Income Streams, Control Expenditures, iDropDebt Prioritization, iDropDebt Repayment, and Automatic Savings. I am confident you can achieve your financial goals to drop debt and live blessed with a millionaire-mindset.

Are you ready to get out of Debt and stay out of Debt? Are you tired of always owing and not owning? Are you disgusted about how much money you give creditors? If you answered "YES" to these questions, then the next question will determine if you are ready for change or simply curious. Are you ready to do the work required to eliminate debt?If that's another "Yes", you are ready to Drop the Bomb on Debt. You're ready to leave "Excuse University" and embark upon a new school of learning. It all begins with understanding the power of NO! Learning to use the power of "NO" positions you to leave a life of indebtedness, to regain control of your finances and to achieve financial freedom. Join me as I led you on a journey to become debt-free. We'll discuss how you, not the creditors, determine how much credit you should carry. We'll talk about contentments plays a significant role in the path to getting out of debt. We will examine these areas and more together. You have the power to Drop the Bomb on Debt. Let me teach you what I once thought was impossible-living a life free of debt! Your best life lies ahead.

Drop the Bomb on Debt is an excellent tool for anyone who believes that living a debt free life and accumulating wealth is a pipe dream that only comes true for the rich and famous. It is also a wakeup call for individuals who are living their life chasing one get rich quick scheme after another. Shereen Reeves leads readers through practical steps that will revolutionize their thinking, which leads to changed behaviors, ultimately resulting in a different outcome. Living debt-free is possible; however, it will not occur without discipline, solid planning, follow-through, and persistent commitment. Often, to get past where you are, you need assistance and support; this book offers the help readers need to begin leaving life in debt behind. Drop the Bomb on Debt is not a gimmick, this is not a plan that must be purchased, and this is not an expensive investment program. This book contains real-life answers for real-life people. Freedom from debt, accumulated wealth, legacy, and inheritance can be a part of your future. The choice is yours alone.

As the majority of Canadians are now spending much more than they make, their debt levels are reaching crisis proportions. Excluding mortgage debt, the average Canadian owes over $25,000 in consumer debt, which poses massive risks not only for the individuals carrying that financial load, but for our entire financial system. In Crushing Debt, bestselling author David Trahair (Enough Bull) warns Canadians that consumer debt is becoming an urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it is for debt to spiral out of control with examples of real-life stories of debt disasters. If you are a Canadian who is already struggling with debt, Crushing Debt will motivate you to face your financial problems and will show you step-by-step the most appropriate solution to getting out of your personal debt hell. Filled with proven advice, Crushing Debt is a call to action on an urgent and debilitating problem for far too many Canadians.