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Everyone needs to understand the terms used in banking to be able to evaluate banking services, offerings, and transactions in critical ways. The need to do so is underscored by the fact that some of the words and phrases may have gain or loss implication in particular banking situations, transactions, or relationships. Besides, with a sound understanding of banking words and phrases, people will be in a position to objectively assess claims in financial services which banks package, offer, or deliver to them. Such understanding could also be one of the ways to achieve mutually beneficial relationships to which the banks and their customers aspire. On the other hand, practising bankers must understand words and phrases that are used in relation to or while processing financial services, transactions, requests, or in managing banking relationships. The dictionary is comprehensive enough to serve as an effective handbook for them and fulfil their professional banking reference needs. However, it's also relevant to everyone who has anything to do with banking, banks, or banking relationship. Yet, it will be of immense value to students, especially those in institutions of higher learning. The greatest appeal of this dictionary is in simple definition and presentation of entries. Its users will also find that entries in the dictionary cover a broad range of clearly defined words and phrases that constitute the banking vocabulary – from the academic to the practical, and from the formal to the colloquial. There are also practical example sentences which further illustrate meanings of the entries. Most of the entries are largely peculiar to banking in Africa. Many of the words and phrases especially reflect the conventional and emerging language of banking in West Africa. These attributes make the dictionary more adaptable to the African environment and banking purposes. Thus, “Dictionary and language of banking” offers specific benefits, summarized below. It, amongst other benefits, •equips the banking public with words and phrases that are used in relation to, or while, processing financial services, transactions, requests, or in managing banking relationships •offers understanding required to evaluate banking services, offerings, and transactions in a critical way, especially as some of the words and phrases may have gain or loss implication in particular banking situations, transactions, or relationships •puts readers in a position to objectively assess claims in financial services which banks package, offer, or deliver to them. Such understanding could also be one of the ways to achieve mutually beneficial banking relationships to which banks and their customers aspire •comprehensively covers banking words and phrases, which makes the dictionary relevant to everyone who has anything to do with banking, banks, or banking relationship •appeals particularly to students and practising bankers as an effective reference handbook •has advantage in simple definition and presentation of entries, with clearly defined words and phrases that constitute the banking vocabulary – from the academic to the practical, and from the formal to the colloquial •contains practical example sentences which illustrate meanings of the entries