401k Rescue

Rescued! 401k Plan Traps Business Owners Must Avoid and Fix is a comprehensive guide for anyone designing or managing or sponsoring 401k plans. Dickens is an authority on 401k plans with years of experience covers topics ranging from plan designs to risk management to successful solutions. Rescued! is a valuable resource for 401k plan sponsors.

People of your father's generation worked for one, maybe two, companies their entire life. When they retired, they received a pension and social security. In other words, they had guaranteed income for life. With a life expectancy ten of age 70, storms like inflation, stock market volatility, and taxes rarely affected them.But this is not your father's retirement. Chances are you don't have a pension. You have a 401k, an IRA, a 403b...an alphabet soup that puts the risk of investing on you. And not only must you weather the volatility of stock and bond markets, you must also protect yourself against the taxes that await your nest egg, the soaring cost of custodial health care, and the uncertainty of Social Security.Dan Cuprill, the host of Solving the Financial Puzzle, and Nikki Earley offer seven insightful lessons to help you rescue your retirement from the forces that await it.

WARNING FOR BUSINESS OWNERS: "If Your 401K Plan Is Out Of Compliance, You Likely Won't Know Until It's Too Late And You've Been Personally Sued Or Fined."Author J.D. Kaiser, MBA, is an Accredited Investment Fiduciary(R) and has taught retirement classes for over 20 years, and owns a Registered Investment Advisor firm. JD's experience as an educator, fiduciary and advisor gives him a unique perspective on how to rescue what might be your biggest asset. 401K Rescue is a "how to" for business owners and executives who want to reduce costs and liability, monitor performance, and comply with regulations. Let J.D. help turn your 401K into a state of the art Plan using the latest FinTech tools.Author J.D. Kaiser Asks The Tough Questions You Need To Know: - If your plan was audited by the Department of Labor, would you pass?- Do you understand your fiduciary responsibilities? The Department of Labor Requires Your Compliance to Act as a Fiduciary. - Are you working with a broker or fiduciary advisor and what's the difference to you?- Is an experienced advisor helping your employees with retirement planning and personal investment advice?You should read this book if you have any role in the management of your company's 401K.

Having enough money put away for retirement is something everyone should seriously consider. Ideally this exercise should commence from the very first day the individual starts his or her working life. There are a lot of factors that should be considered if one intends to live in the same comforts after retirement. Get all the info you need here.

Whether you're a retiree interested in protecting your assets, a business owner interested in saving taxes or a pre-retiree in need of a sound retirement income plan this book may have the answers you need NOW! The ultimate guide to protecting your nest egg from predatory estate and income taxes, volatile and unpredictable financial markets, and a navigational chart to steer your financial ship through these turbulent times to obtain the peace of mind that comes from a worry free retirement.

The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

"...fresh, realistic, and comprehensive solutions for the millions of Americans who haven't saved enough for retirement." —NANCY COLLAMER, Public Speaker, Career Coach, and Author of Second-Act Careers: 50+ Ways to Profit Your Passions During Semi-Retirement When financial planning expert Melissa Phipps decided to quit her 9-to-5 and start her own business, she told herself, "the time is now." It wasn't retirement, but it was the first step. Not long after, she found herself in the middle of a large and unanticipated financial dilemma. And in order to survive it, she had to make some major changes that ultimately came down to one thing: redefining retirement. The Retirement Rescue Plan will prepare you for retirement in a way that takes you into account—allowing you to define "retirement" in a new, realistic, and exciting way. The goals are simple: work less, earn enough, and be happier than ever. Are you ready to get planning? Assess what makes you happy—it sounds obvious, but when was the last time you took an honest look at what you really wanted? Gain control of your finances by reviewing your savings, expenses and budget with sample worksheets and exercises Generate ideas for continued earnings by considering your unique skills and interests; and find extra inspiration by reading real-life retirement success stories Ensure your security with five methods to avoid common retirement planning mistakes Nothing compares to the joy and relief you will feel when you find your way from financial despair to a fulfilling future, as you start to enjoy retirement in a way that works for YOU.

How to rescue your retirement dollars from Uncle Sam. Whether you know it or not the IRS has a lien on your retirement accounts! There are several critical factors you'll need to consider if you want to disinherit Uncle Sam.

Planning for retirement can seem like a complicated chess game. And it is. There are a lot of pieces, the pieces have rules and sometimes, the rules change. In fact, the only constant IS change - laws change, tax brackets change, life changes! So how do you play this 'chess game' and win? This book examines the challenges and roadblocks you need to consider when moving to the next phase of your life - retirement.